App for contactless card transactions and Pay By Link: TEF integration and NFC technology for a seamless payment journey
Financial / Fintech
"The ability to customize the interface for different partner brands and eliminate the physical hardware barrier drastically reduced our client acquisition and deployment costs. This is an innovation that generates efficiency at the edge and financial return on the balance sheet."
Client
Client Challenge
A company in the acquiring sector wanted to offer a payment solution using only Android devices and NFC (Near Field Communication), integrating the Electronic Fund Transfer (TEF) system with the client's commercial automation.
Zappts' Role
We developed a native Android whitelabel application that offers a complete payment journey, from NFC calibration on the device and Pay By Link to completing a purchase with a contactless card. With a whitelabel architecture, the interface is 100% customizable, allowing quick adaptation to the visual identity of different brands.
Results
We delivered a highly scalable and secure platform for different partners. The direct impact on the business model was significant: the client began offering an individualized and seamless payment journey, completely eliminating costs with acquisition, maintenance, and logistics of new physical payment devices (POS terminals).
About the company
Getnet is a global payments fintech, present in 7 countries (Brazil, Mexico, Chile, Argentina, Uruguay, Spain, and Portugal). It is the second largest acquirer in Latin America and ranks among the top ten globally in transaction volume. Its portfolio includes online payment gateway, acquiring for physical stores and e-commerce, transaction processing, and fraud prevention. In 2024, it processed over €222 billion in 9 billion transactions, serving 1.3 million clients. With over 20 years in Brazil, it is part of the Santander Group.
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